Retirement Planning

What is a retirement plan?

It is a plan that helps you prepare yourself for retirement.  Did you know that most adults must decrease their lifestyle when they retire because they cannot afford to maintain their current lifestyle? If they had planned better they would be able to maintain the same or better lifestyle than they were used to prior to retiring.

Why do I need a retirement plan?

The earlier you plan for retirement, the better prepared you will be.  You worked hard your entire life, and we want you to be able to sit back and enjoy your retirement. By allowing us to help, we will assist you as you strive to fulfill your hopes and dreams for retirement.


A recent study by Ernst & Young found that almost 3 out of 5 middle class retirees will outlive their financial assets if they attempt to maintain their pre-retirement standard of living.  For Americans without a guaranteed source of income beyond Social Security, the study concludes they will have to reduce their living standards by an even greater amount to minimize the probability of outliving their assets.

For your free report about how most Marylander's are not ready to retire, fill out the form below:

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